How sign‑in works
Signing in to iTrustCapital uses your email and password as the primary credential. After the initial sign-in, you should enable two‑factor authentication (2FA) to add a second layer of protection. iTrustCapital supports time‑based one‑time passwords (TOTP) via authenticator apps (Authy, Google Authenticator), and may use SMS in some cases — TOTP is strongly recommended because it is resistant to SIM swap attacks.
Recommended sign‑in flow
- Create a strong, unique password and store it in a password manager.
- Enable TOTP 2FA immediately after creating your account.
- Register a recovery method (backup codes) and store them offline.
- Monitor account email for login alerts and suspicious activity notifications.
Security best practices for retirement accounts
Retirement accounts hold long‑term value and need extra care. Follow these security practices to protect your iTrustCapital account and assets:
- Enable 2FA (TOTP): Use an authenticator app, not SMS, when possible.
- Use a hardware security key (if supported): WebAuthn keys add phishing‑resistant protection.
- Secure your email account: Your email is the recovery anchor — enable 2FA there as well.
- Use device trust: Only mark devices you use often as trusted; avoid saving credentials on public/shared computers.
- Limit API keys and third‑party connections: Revoke access for services you no longer use and review permissions regularly.
Funding and account setup
After signing in, the typical next steps are to complete identity verification (KYC), open the retirement account type you want (Traditional IRA, Roth IRA, etc.), and fund the account. Funding options usually include ACH (bank transfer) or wire. For ACH, expect a few business days for clearing; wire transfers are faster but may incur fees. Once funds clear, you can place orders to buy crypto or precious metals through the iTrustCapital interface.
Trading, allocations, and portfolio management
iTrustCapital provides an interface to buy, sell, and hold supported assets inside your retirement account. Keep these operational tips in mind:
- Start small when trying new assets: Use a modest allocation to learn how the platform executes trades and reports holdings.
- Review fees and custody terms: Retirement custodians may charge fees for custody, transactions, or account services — read the fee schedule.
- Rebalancing: Set a rebalancing plan based on your long‑term retirement goals — avoid frequent trading that could trigger unnecessary fees.
Account recovery and support
If you lose access to your account, use the platform's official recovery options. Typical recovery steps include password reset flows (email confirmation) and identity verification. For sensitive cases, iTrustCapital support may require identity documents and additional verification steps. Always use the verified support channels on the official site and never share passwords, 2FA codes, or private keys with anyone claiming to be support via unsolicited messages.
Regulatory & custody considerations
iTrustCapital operates as a custodian for retirement assets and follows regulatory frameworks for custodial accounts. Depending on your jurisdiction and account type, tax treatment and reporting obligations will vary; consult a tax professional for advice tailored to your situation. Keep records of transactions and contributions for tax filing and audit purposes.
Frequently asked questions
Is my crypto held directly by iTrustCapital?
iTrustCapital acts as a platform and custodian that enables retirement accounts to hold crypto and metals. Custody arrangements are described in your account agreements and custody disclosures — review these carefully.
What assets can I hold inside an IRA?
iTrustCapital supports a selection of cryptocurrencies and select precious metals. Supported assets can change over time — check the platform's asset list for up‑to‑date details.
Are deposits insured?
Insurance and protections vary by asset type and custodian. Cash balances may have deposit protections, while crypto custody insurance depends on the provider. Review iTrustCapital's disclosures and custodial policies.
Operational checklist before large trades
- Confirm account is fully verified (KYC complete).
- Enable 2FA and verify your email and recovery methods.
- Review fee schedules and transaction limits.
- Test the funding and withdrawal process with a small transfer.
This landing page is a practical companion to the iTrustCapital sign‑in experience and retirement account management. It is not legal or financial advice — consult professionals for specific investment or tax questions.